Buying More Shares

You may only be able to afford to buy a 10% share of your home when you first move in. Over time, your financial position may change so that you can buy more of your home or even all of it. The minimum is 1% and you can buy more of your home at any time. This is known as ‘staircasing’.

The more you own, the less rent you pay.

The cost of the property will depend on the market value at the time, so you will need to have your home valued in order to buy more shares.

On most Shared Ownership properties, you can staircase all the way to owning 100% of your home. Staircasing is completely optional, you don’t have to buy more shares if you don’t want to or cannot afford to, but we will help you buy a larger share in your home if you choose to.

Download our staircasing guide

If you’re interested in staircasing, please contact our Home Ownership team on 0300 555 0600 for more information.